Flexible loans from £1,000 to £50,000 with fixed rates and terms up to 7 years.​

Shawbrook Bank Personal Loan: Tailored Financing Solutions for Your Needs​

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Need cash for a big project, a life upgrade, or just to feel fancy for a while? Shawbrook Bank offers personal loans from £1,000 to £50,000 with fixed monthly repayments and no setup fees. Choose a repayment term between 1 and 7 years!
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Need cash for a big project, a life upgrade, or just to feel fancy for a while? Shawbrook Bank offers personal loans from £1,000 to £50,000 with fixed monthly repayments and no setup fees. Choose a repayment term between 1 and 7 years!
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Check Your Eligibility
You will remain in the same website.
Want to know why this loan might jsuit your needs? Here’s why:
Loans up to £50,000 – Dream big, borrow big.
Fixed rates – No nasty surprises, just predictable payments.
No setup fees – What you see is what you get.
Fast approval – Get a decision without endless waiting.
Check Your Eligibility
You will remain in the same website.

Advantages and Disadvantages of the Shawbrook Bank Personal Loan

Pros

  • Borrow Up to £50,000 – Flexible loan amounts to suit a variety of needs.
  • Fixed Interest Rates – Monthly repayments remain the same throughout the loan term.
  • No Arrangement Fees – No hidden charges or unexpected costs.
  • Flexible Repayment Terms – Choose between 1 and 7 years to suit your budget.
  • Early Repayment Option – Pay off your loan early if you wish, with no excessive penalties.
  • Quick Online Application – A straightforward process with clear, transparent steps.

Cons

  • Strict Eligibility Criteria – Requires a good credit history and a minimum £15,000 annual income.
  • Not Suitable for Poor Credit – Applicants with lower credit scores may not qualify.
  • No Payment Holidays – Monthly repayments are fixed and must be made on time.
  • Credit Check Required – A hard credit check is part of the application process.
  • Online-Only Service – No physical branches for in-person support.

Representative example:

Borrow £5,000 over 3 years at a fixed annual interest rate of 16.9%. Representative APR: 16.9%. Monthly repayments: £175.09. Total amount repayable: £6,303.14.

All information is based on the latest available data from Shawbrook’s official website.

FAQ

Applicants must be 21 to 75 years old, UK residents, earning at least £15,000 per year, and have a good credit history to qualify.

Loans range from £1,000 to £50,000, with repayment terms between 1 and 7 years, offering flexibility based on financial goals and budget preferences.

Approved applicants usually receive funds within 3 working days, allowing quick access to money for planned or unexpected expenses.

Yes, Shawbrook allows early repayment, potentially reducing total interest costs. Checking specific terms before settling the loan is recommended.

A soft credit check is done initially without affecting your score, but a hard check during full application may have a temporary impact.

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