💡 Tap the option that best suits your situation and take the first step towards owning your home!

Stepping onto the property ladder can feel daunting, but Shared Ownership offers an affordable housing option with lower upfront costs. Through the Part Buy, Part Rent scheme, you purchase a share of a property—typically 25% to 75%—while paying subsidised rent on the rest.

This flexible model allows you to increase your ownership over time through staircasing. However, it’s important to factor in additional costs like service charges in shared ownership, which cover maintenance and communal services.

Explore the best Shared Ownership schemes in the UK below and take your first step toward homeownership.

Find the Right Shared Ownership Scheme for You

With multiple Shared Ownership providers across the UK, choosing the right scheme depends on your financial goals. Whether you need an affordable housing option, a flexible part-buy, part-rent model, or a sustainable home with manageable service charges, there’s an option tailored for you.

Sanctuary Housing Shared Ownership

Low and middle income Affordable prices

Sanctuary Housing offers shared ownership with low deposit options, making homeownership accessible for first-time buyers and key workers. Start with as little as 10% ownership and increase your stake over time.

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Home Group Shared Ownership

Urban and suburban areas Flexible deadlines

Buy a share of your home and pay rent on the rest, with the option to increase ownership gradually. Home Group makes it easy for buyers to step onto the property ladder with lower upfront costs.

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Gresham House Shared Ownership

Gradual acquisition Long term

Gresham House provides shared ownership in high-demand areas, offering lower deposits and subsidised rents. Ideal for those looking for long-term value and an affordable route to homeownership.

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GreenSquareAccord Shared Ownership

Planned communities Eco-friendly

With energy-efficient properties and a part-buy, part-rent scheme, GreenSquareAccord helps you secure a home in growing communities across the UK.

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Places for People Shared Ownership

First-time buyers Well-developed communities

Affordable deposits, great locations, and a clear path to full ownership. Places for People offers shared ownership options designed for first-time buyers and growing families.

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Take the Next Step Towards Homeownership

Shared Ownership makes homeownership more accessible, whether you’re a first-time buyer, a key worker, or simply looking for a flexible way onto the property ladder. The Part Buy, Part Rent model allows you to own a share of your home while keeping costs manageable.

Before choosing a scheme, consider affordability, service charges, and staircasing options. Many buyers find this a cost-effective path to full ownership.

🔍 Need more details? Visit the official Shared Ownership page for eligibility and application guidance: gov.uk/shared-ownership.

💡 Ready to secure your home? Choose a scheme above and start your journey today! 🚀