Need cash fast? Borrow up to £15,000 with fixed rates and no upfront fees. Apply today!
Everyday Loans Personal Loan: Pay Back Without Tears for Your Bad Credit
Need a loan? Get £1,000 to £15,000 with fixed monthly payments, no hidden fees, and a fair approach to credit. Even if your score isn’t perfect, we’re here to help you move forward
Check Your Eligibility
You will remain in the same website.
Need a loan? Get £1,000 to £15,000 with fixed monthly payments, no hidden fees, and a fair approach to credit. Even if your score isn’t perfect, we’re here to help you move forward
Check Your Eligibility
You will remain in the same website.
Sounds good? Here’s why Everyday Loans might be exactly what you need:
Borrow up to £15K
Fixed monthly payments
No hidden fees
Quick approval process
Check Your Eligibility
You will remain in the same website.
Advantages and Disadvantages of the Everyday Loans Personal Loan
Pros:
- Flexible loan amounts – Borrow from £1,000 to £15,000, tailored to your needs.
- Fixed interest rates – No nasty surprises; what you see is what you pay.
- No upfront fees – Because paying to borrow money is just plain ridiculous.
- Flexible repayment terms – Choose from 18 to 60 months to keep things manageable.
- Bad credit? No problem! – Everyday Loans considers applicants with less-than-perfect credit.
Cons:
- Interest rates vary – The better your credit, the better your rate. Harsh but fair.
- Branch visit required – Yes, you’ll need to meet someone in person before approval.
- Not the cheapest option – But let’s be honest, short-term loans rarely are.
FAQ
A personal loan can be used for almost anything—whether it's consolidating debts, funding home improvements, covering unexpected expenses, or even financing a much-needed holiday (because let’s be honest, we all need one). However, lenders may have restrictions on certain uses, like gambling or speculative investments.
Yes, but how it affects your score depends on how you manage it. A well-maintained loan (paid on time, every time) can actually boost your credit score. However, missing payments or taking on too much debt can have the opposite effect.
Most lenders offer a quick online application process. Typically, you’ll need to provide personal details, income information, and details about your financial situation. Some lenders, like Everyday Loans, may require an in-person visit before approval—yes, actual human interaction!
This depends on the lender. Some loans are processed within hours, while others may take a couple of days. With Everyday Loans, once your application is approved and signed, you can usually expect the funds to land in your account fairly quickly.
In most cases, yes! Many lenders allow early repayments, but some may charge a fee for doing so. Always check the fine print before signing up—it’s the difference between being financially savvy and getting an unexpected bill for trying to be responsible.
Check out another tip for an excellent Personal Loan
Recommended Content
118 118 Money Personal Loan
Fast approval, competitive rates, and no hidden fees—Premier banking, now with smarter borrowing.
Keep Reading
You will remain in the same website.