Barclays Personal Loan

One of the UK's largest high-street lenders offering competitive fixed-rate personal loans. Apply online or in-branch with decisions typically within minutes for existing customers.

Last checked on June 14, 2026. We may earn a commission when you click through.

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Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

Personal Barclays

Barclays Personal Loan

Updated 14 minutes ago

At a Glance

Representative APR

6.1–21.9%

Loan Amount

£1,000–£50,000

Term

12–60 mo

Decision

Minutes

No impact on your credit score Check eligibility →

You'll be redirected to barclays.co.uk

Eligibility Requirements

UK resident
18+
Regular income
Barclays current account for best rates

Our Verdict

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

Best For

Existing Barclays customers who want a straightforward loan with quick approval.

Watch Out

Representative APR only available to 51% of applicants. Non-customers may get higher rates.

Check eligibility →

You'll be redirected to barclays.co.uk

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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