Tesco Bank Personal Loans
Personal loans from £1,000 to £25,000 earning Clubcard points. Competitive rates for Tesco customers. Early repayment option.
Last checked on May 16, 2026. We may earn a commission when you click through.
Tesco Bank offers personal loans with competitive rates for Clubcard members, ideal for those looking to borrow between £1,000 and £25,000.
Tesco Bank Personal Loans
Updated 1 day agoAt a Glance
Representative APR
6.0–19.9%
Loan Amount
£1,000–£25,000
Term
12–84 mo
Decision
—
About this loan
Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.
Our Verdict
Tesco Bank offers personal loans with competitive rates for Clubcard members, ideal for those looking to borrow between £1,000 and £25,000.
Best For
This option suits Tesco Clubcard holders aiming to earn points while managing their personal finances.
Watch Out
Potential borrowers should be aware of the higher APR for non-Clubcard members, which can reach 21.9%.
What Customers Say
Borrowers appreciate the rewards but express concerns over customer service responsiveness.
Expert Analysis
With personal loan amounts ranging from £1,000 to £25,000, Tesco Bank provides a straightforward borrowing option. Rates start at 6.0% APR, making it appealing for Clubcard holders who can benefit from exclusive lower rates on loans of £7,500 or more. The loan terms are flexible, spanning 1 to 7 years, allowing for tailored repayment strategies.
One notable feature is the option for early repayment without penalties, which can save borrowers money on interest. However, those without a good credit score (700+) may struggle to secure the best rates. Given that the maximum APR is 21.9%, users should carefully assess their credit profile.
Customer service reviews are mixed, with some users noting delays in response times. It’s advisable to check Tesco's customer feedback online for more insights. Overall, while Tesco Bank offers solid options for existing Clubcard holders, those with lower credit scores might find better alternatives elsewhere.
You'll be redirected to tescobank.com
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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