Everyday Loans for Imperfect Credit

Personal loans for people with imperfect credit. Branch-based service with face-to-face meetings. Borrow £1,000 to £15,000.

Last checked on May 12, 2026. We may earn a commission when you click through.

Everyday Loans caters to individuals with less-than-perfect credit, providing a branch-based service for personal loans.

✓ Face-to-face service for personalised support ✓ Wide borrowing range from £1,000 to £15,000 ✓ Quick conditional decisions without credit impact

Personal Everyday Loans

Everyday Loans for Imperfect Credit

Updated 4 days ago

At a Glance

Representative APR

39.9–299.8%

Loan Amount

£1,000–£15,000

Term

18–60 mo

Decision

—

No impact on your credit score Check eligibility →

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About this loan

Everyday Loans offers a viable option for those with less-than-perfect credit seeking personal loans. However, the high APR rates warrant careful consideration.

Our Verdict

Everyday Loans caters to individuals with less-than-perfect credit, providing a branch-based service for personal loans.

Best For

Best suited for applicants who have poor to fair credit and prefer face-to-face interactions when securing a loan.

Watch Out

Be cautious of the high APR range, which can reach up to 299.8%, potentially leading to expensive repayments.

What Customers Say

Customers appreciate the friendly service but express concern over high-interest rates.

Expert Analysis

Everyday Loans offers personal loans from £1,000 to £15,000, with terms ranging from 18 to 60 months. Their APR varies significantly from 29.9% to 299.8%, making it crucial for borrowers to assess their repayment capacity carefully. Customers can expect a conditional decision within minutes, and applying won’t impact their credit score.

While the branch-based approach may provide a more personalised experience, it could also limit accessibility for those who prefer online services. Comparatively, lenders like Amigo Loans or Cashfloat might offer more flexible online options, albeit with different terms and conditions.

Customer feedback indicates a strong satisfaction with the service, with many praising the friendly staff. However, potential borrowers should be aware of the potential for high-interest costs that could complicate repayments over time. The company’s website highlights their commitment to supporting those with imperfect credit, but it’s vital to weigh the costs against the amount you wish to borrow.

Check eligibility →

You'll be redirected to everyday-loans.co.uk

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.