Everyday Loans for Imperfect Credit
Everyday Loans provides personal loans from £1,000 to £15,000, tailored for individuals with less-than-perfect credit through a branch-based service.
Last checked on June 8, 2026. We may earn a commission when you click through.
Everyday Loans is for those with poor credit looking for personal loans, though its high APRs may deter some borrowers.
Everyday Loans for Imperfect Credit
Updated 8 hours agoAt a Glance
Representative APR
39.9–299.8%
Loan Amount
£1,000–£15,000
Term
18–60 mo
Decision
—
About this loan
Personal loans for people with imperfect credit. Branch-based service with face-to-face meetings. Borrow £1,000 to £15,000.
Our Verdict
Everyday Loans is for those with poor credit looking for personal loans, though its high APRs may deter some borrowers.
Best For
Best suited for individuals who need a personal loan but may struggle with traditional lenders due to imperfect credit.
Watch Out
Be cautious of the high APR, which ranges from 29.9% to 299.8%, potentially leading to significant repayment amounts.
What Customers Say
Customer feedback highlights excellent service at branches, though concerns about high interest rates are noted.
Expert Analysis
Everyday Loans caters specifically to borrowers with poor to fair credit. Their APRs start at 39.9% and can escalate to 299.8%, making it crucial for potential borrowers to assess their affordability before proceeding.
The loan amounts vary from £1,000 to £15,000, with terms ranging from 18 to 60 months. This flexibility allows borrowers to choose a repayment plan that fits their financial situation, although the high APR rates could lead to steep repayments over time.
Customer service is a strong point with face-to-face meetings available, fostering a personal approach. However, the high interest rates and potential for significant interest payments may not be suitable for all, especially those who might find better rates elsewhere.
Competitors like Amigo Loans or Trustpilot-rated lenders may offer more competitive APRs for similar loan amounts, so it's wise to compare options thoroughly. Overall, we recommend ensuring your financial stability aligns with the proposed repayments before committing to a loan.
You'll be redirected to everyday-loans.co.uk
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
You might also like
Danske Bank Fixed Rate Personal Loan
PersonalAPR
6.9–19.9%
Amount
£1k–£25k
Term
12–60mo
No specific requirements listed
Bamboo Personal Loan
PersonalAPR
9.9–69.9%
Amount
£1k–£8k
Term
12–60mo
18+
UK resident
TSB Personal Loan
PersonalAPR
5.9–24.9%
Amount
£1k–£25k
Term
12–60mo
18+
UK resident
Asda Money Personal Loans
PersonalAPR
6.9–19.9%
Amount
£500–£25k
Term
12–60mo
No specific requirements listed
Lloyds Bank Personal Loan
PersonalAPR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
UK resident
18+
Admiral Personal Loan
PersonalAPR
7.9–45.9%
Amount
£1k–£25k
Term
12–60mo
18+
UK resident
Related Articles
Bamboo Loans: A Lifeline for Bad Credit?
Bamboo Loans offers a genuine option for those with impaired credit who struggle to get approved elsewhere. With APRs reaching 69.9%, the cost is steep, but the accessibility is unmatched.
Starling Bank Personal Loan: Quick but Capped at £5k
Need a quick £5k or less? Starling offers a rapid app-based loan, but limits might leave you wanting if you need more.
Admiral's Personal Loan: A Surprising Contender
Admiral's personal loan offers an unexpected edge with its competitive rates and no-impact credit check tool. But is it the right choice for you?
Virgin Money Loans: Crucial Changes for 2026
Virgin Money's loans are now under Nationwide's umbrella. What does this mean for you?
Is Hitachi's Home Improvement Loan Worth It?
Navigating home improvement loans can be tricky. Here's why Hitachi might be your best bet this spring.
Is Monzo's Instant Loan the Quick Fix You Need?
Monzo offers instant loans for UK residents, but the APR can be a dealbreaker. Here's what you need to know.