Danske Bank Fixed Rate Personal Loan
The Danske Bank Fixed Rate Personal Loan offers amounts from £1,000 to £25,000 with terms of 12 to 60 months, featuring APRs from 6.9% to 19.9%.
Last checked on June 7, 2026. We may earn a commission when you click through.
This loan is a suitable option for those with good credit seeking predictable repayments over a fixed term.
Danske Bank Fixed Rate Personal Loan
Updated 13 hours agoAt a Glance
Representative APR
6.9–19.9%
Loan Amount
£1,000–£25,000
Term
12–60 mo
Decision
—
Our Verdict
This loan is a suitable option for those with good credit seeking predictable repayments over a fixed term.
Best For
Best for borrowers looking to finance home improvements or personal projects with fixed monthly payments.
Watch Out
Be mindful of the higher APR of 19.9%, which may not be ideal for all borrowers.
What Customers Say
Customer feedback is generally positive, though some note concerns over APR variations.
Expert Analysis
With APRs ranging from 6.9% to 19.9%, the Danske Bank Fixed Rate Personal Loan caters primarily to those with strong credit histories. For amounts between £1,000 and £25,000 and terms spanning 12 to 60 months, it provides flexibility for various personal financing needs.
While the lower end of the APR is relatively competitive, the upper limit can be steep. Borrowers with less than stellar credit might explore alternatives like Zopa or RateSetter, which may offer better rates for those with average credit.
The application process is but be aware of the implications of the higher APR if they have a less favourable credit profile. Overall, the loan is ideal for those confident in their repayment ability and looking for a structured payment plan.
Customer service reviews are generally positive, but it's always wise to check recent feedback online to gauge current experiences. You can find more details on their official site here.
You'll be redirected to danskebank.co.uk
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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