Wells Fargo Personal Loans
Personal loans from $3,000 to $100,000 with no origination fees. Relationship discount for existing customers. Same-day funding available.
Last checked on May 9, 2026. We may earn a commission when you click through.
Wells Fargo offers personal loans ranging from $3,000 to $100,000 with no origination fees and same-day funding.
Wells Fargo Personal Loans
Updated 1 day agoAt a Glance
Representative APR
6.74–24.49%
Loan Amount
$3,000–$100,000
Term
12–84 mo
Decision
—
About this loan
Personal loans from $3,000 to $100,000 with no origination fees. Relationship discount for existing customers. Same-day funding available.
Our Verdict
Wells Fargo offers personal loans ranging from $3,000 to $100,000 with no origination fees and same-day funding.
Best For
This lender is ideal for existing Wells Fargo customers seeking competitive rates and quick access to funds.
Watch Out
Potential borrowers should ensure they meet the minimum credit score requirement of 660 and be aware of higher APRs for those with lower credit scores.
Expert Analysis
Wells Fargo provides personal loans starting at 6.74% APR, making it a strong choice for borrowers looking for low rates. Loan amounts range from $3,000 to $100,000, with terms from 12 to 84 months. Notably, there are no origination fees, which can save you upfront costs compared to many competitors.
One advantage for existing customers is the relationship discount that can lower your rate even further. However, those without a Wells Fargo account might not receive the same benefits. The approval process can be quick, with same-day funding available, which is beneficial for urgent financial needs.
It's essential to note that a minimum credit score of 660 is required, which may disqualify some potential borrowers. If you're looking for better rates and terms, alternatives like SoFi or Marcus by Goldman Sachs might offer lower APRs for those with good credit. For more details, visit Wells Fargo's official site at wellsfargo.com.
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Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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