Coast Capital Savings Personal Loan
Coast Capital Savings is one of Canada's largest credit unions, serving BC and beyond with personal loans and a fee-free banking philosophy.
Last checked on May 15, 2026. We may earn a commission when you click through.
Coast Capital Savings offers a straightforward personal loan option with competitive rates for members.
Coast Capital Savings Personal Loan
Updated 1 day agoAt a Glance
Representative APR
7.99–14.99%
Loan Amount
CA$1,000–CA$50,000
Term
12–60 mo
Decision
1-3 business days
Eligibility Requirements
About this loan
Coast Capital Savings offers competitive personal loan rates with a member-focused approach. However, potential borrowers should carefully consider their financial situation before applying.
Our Verdict
Coast Capital Savings offers a straightforward personal loan option with competitive rates for members.
Best For
This loan is best for Coast Capital members looking for flexible borrowing options without hidden fees.
Watch Out
Approval requires a good credit score, which may exclude some potential borrowers.
What Customers Say
Borrowers generally appreciate the straightforward application process and responsive customer service.
Expert Analysis
If you need a personal loan ranging from CAD 1,000 to CAD 50,000, Coast Capital Savings could be a suitable option. They provide terms between 12 to 60 months with APRs ranging from 7.99% to 14.99%. This flexibility can help you choose a repayment plan that fits your financial situation.
One notable advantage is the quick approval time of 1-3 business days, allowing you to access funds when needed. However, keep in mind that eligibility is limited to Canadian residents who are members of Coast Capital and possess a good credit score, which may leave some borrowers without options.
Customer service is generally well-rated, but users should be mindful of the membership requirement. If you’re not already a member, you’ll need to join, which could involve additional steps. Overall, this loan stands out for those looking to consolidate debt or finance personal projects, but it may not be the best fit for everyone.
You'll be redirected to coastcapitalsavings.com
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
You might also like
goPeer Personal Loan
PersonalAPR
8.99–34.99%
Amount
CA$1k–CA$35k
Term
36–60mo
Canadian resident
Credit score 600+
Meridian Credit Union Personal Loan
PersonalAPR
7.49–12.99%
Amount
CA$1k–CA$50k
Term
12–60mo
Ontario resident (member)
Good credit score
Fig Financial Personal Loan
PersonalAPR
8.99–29.49%
Amount
CA$2k–CA$35k
Term
24–84mo
Canadian resident
18+ years old
Scotiabank Personal Loan
PersonalAPR
6.0–10.0%
Amount
CA$5k–CA$75k
Term
12–60mo
Canadian resident
Good credit score
Mogo Personal Loan
PersonalAPR
9.9–46.96%
Amount
CA$500–CA$35k
Term
6–60mo
Canadian resident
19+ years old
LendDirect Personal Loan
PersonalAPR
19.9–46.93%
Amount
CA$500–CA$25k
Term
6–60mo
Canadian resident
18+ years old
Related Articles
Best Personal Loans in Canada: Top Picks for April 2026
Explore the best personal loans available in Canada this spring. From budget-friendly options to fast approval picks, find the perfect loan for your needs.
Best Personal Loans in 2026: Top Picks for Every Need
Explore our top personal loan picks for 2026, tailored to fit various needs from budget-friendly to premium options.