Alliant Credit Union Personal Loans

Low-rate personal loans from $1,000 to $50,000. APR as low as 7.49%. No origination fees. Free membership with $5 deposit.

Last checked on May 12, 2026. We may earn a commission when you click through.

Alliant Credit Union offers competitive personal loans with no origination fees, making them a worthwhile option for borrowers seeking lower APRs.

✓ No origination fees ✓ Membership starts at $5 ✓ Flexible loan amounts from $1,000 to $50,000

Personal

Alliant Credit Union Personal Loans

Updated 1 day ago

At a Glance

Representative APR

6.75–16.0%

Loan Amount

$1,000–$50,000

Term

12–60 mo

Decision

—

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About this loan

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

Our Verdict

Alliant Credit Union offers competitive personal loans with no origination fees, making them a worthwhile option for borrowers seeking lower APRs.

Best For

These loans are best for individuals with a credit score of at least 640 looking for amounts ranging from $1,000 to $50,000.

Watch Out

Be mindful that the APR can reach up to 15.49%, which may not be ideal for all borrowers.

What Customers Say

Borrowers generally appreciate the no-fee structure but note the higher APRs may be a drawback.

Expert Analysis

If you're in the market for personal loans, Alliant Credit Union presents an appealing option with rates starting at 7.49% APR. They offer loans between $1,000 and $50,000 with flexible terms of 12 to 60 months. Importantly, there are no origination fees, helping you keep costs down.

One key advantage is the free membership with just a $5 deposit, making it accessible for many. However, the higher end of their APR range, up to 15.49%, may deter borrowers with less favorable credit. Approval typically requires a minimum credit score of 640, which could limit options for those with lower scores.

In terms of customer service, Alliant's reputation is generally positive, but some users have reported slow response times. Overall, compared to alternatives like SoFi or Marcus, Alliant's offerings are solid but may not suit everyone, especially those seeking higher amounts or lower rates. For more details, check Alliant's official page here.

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Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.