Riyad Bank Personal Finance

Sharia-compliant personal finance from one of Saudi Arabia's oldest and largest banks.

Last checked on June 10, 2026. We may earn a commission when you click through.

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Riyad Bank offers a reliable Sharia-compliant personal finance option tailored for customers seeking ethical financing solutions.

Personal Riyad Bank

Riyad Bank Personal Finance

Updated 3 days ago

At a Glance

Representative APR

5.0–7.5%

Loan Amount

﷼10,000–﷼300,000

Term

12–60 mo

Decision

Same day

No impact on your credit score Check eligibility →

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Eligibility Requirements

Saudi national or resident
Salary transfer
Minimum salary SAR 3,000

Our Verdict

Riyad Bank offers a reliable Sharia-compliant personal finance option tailored for customers seeking ethical financing solutions.

Best For

This product is best for individuals looking for long-term Islamic financing with a reputable bank in Saudi Arabia.

Watch Out

Potential borrowers should be aware of the high credit tier requirement, which may limit access for some applicants.

Expert Analysis

Riyad Bank's Personal Finance product stands out in the market due to its adherence to Sharia principles, making it a suitable choice for those who prioritize Islamic finance. With a long loan term and a clear structure based on Tawarruq, this option allows for flexibility in repayment. However, it is important to note that the high credit tier requirement may exclude some potential borrowers, which is a significant consideration for those with less-than-ideal credit scores.

Compared to other personal loan offerings in Saudi Arabia, Riyad Bank's product may offer more competitive rates for those who qualify, but applicants should carefully assess their financial situation and repayment capabilities before committing. Overall, Riyad Bank remains a strong player in the personal finance niche, particularly for individuals seeking ethical and compliant financial solutions.

Check eligibility →

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Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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