Virgin Money Personal Loans
Personal loans from £1,000 to £25,000. Competitive fixed rates. No early repayment charges. 100% online application.
Last checked on May 14, 2026. We may earn a commission when you click through.
Virgin Money offers flexible personal loans with no early repayment charges, making them a solid choice for borrowers seeking competitive rates.
Virgin Money Personal Loans
Updated 3 days agoAt a Glance
Representative APR
6.9%
Loan Amount
£1,000–£25,000
Term
12–60 mo
Decision
—
About this loan
Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.
Our Verdict
Virgin Money offers flexible personal loans with no early repayment charges, making them a solid choice for borrowers seeking competitive rates.
Best For
These loans are best suited for individuals looking for amounts between £1,000 and £25,000 with fixed rates and an easy online application process.
Watch Out
Borrowers should be aware that a good credit score (700+) is required to qualify for their lowest APR rates.
What Customers Say
Customer feedback highlights the ease of the online application process, though some note the strict credit requirements.
Expert Analysis
If you're considering a personal loan, Virgin Money provides amounts ranging from £1,000 to £25,000 with a 6.9% representative APR. The application process is entirely online, which simplifies getting funds quickly.
Notably, there are no early repayment charges, giving borrowers the flexibility to pay off their loans sooner without penalties. This is a significant advantage compared to lenders that impose such fees.
However, eligibility is primarily aimed at those with good credit scores of 700 or above, which may exclude some potential borrowers. Compared to alternatives like Aldermore, which offers loans for those with lower scores but at higher rates, Virgin Money's requirements are stricter.
You'll be redirected to uk.virginmoney.com
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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