Close Brothers Motor Finance

Close Brothers Motor Finance is a UK-based lender offering hire purchase (HP) and personal contract purchase (PCP) deals through authorised dealers and brokers.

Last checked on June 11, 2026. We may earn a commission when you click through.

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Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

✓ Quick approval process ✓ Wide range of loan amounts ✓ Flexible repayment terms
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Close Brothers Motor Finance

Updated 4 days ago

At a Glance

Representative APR

5.9–24.9%

Loan Amount

£4,000–£100,000

Term

12–60 mo

Decision

Same day decision

No impact on your credit score Check eligibility →

You'll be redirected to closemotorfinance.co.uk

Eligibility Requirements

UK resident
Aged 18+
Regular income

About this loan

Close Brothers Motor Finance is a UK-based lender offering hire purchase (HP) and personal contract purchase (PCP) deals through authorised dealers and brokers.

Our Verdict

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Best For

This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Watch Out

The APR can be quite high, ranging from 5.9% to 24.9%, which may not suit everyone, especially those with tighter budgets.

What Customers Say

Customer feedback is varied, with some praising the efficiency while others highlight concerns with communication.

Expert Analysis

If you’re in the market for car finance, Close Brothers Motor Finance stands out with its same-day decision process, making it suitable for those needing quick access to funds. With loan amounts ranging from £4,000 to £100,000, borrowers have the flexibility to choose the right amount for their vehicle needs.

The APR varies significantly from 5.9% to 24.9%, meaning that while some may benefit from lower rates, others could face hefty charges. This discrepancy makes it essential for potential borrowers to assess their financial situation carefully before applying.

Customer service experiences have been a mixed bag, with some users praising the responsive support while others report delays. As with many lenders, applicants should be prepared for a credit check and ensure they meet the requirements of being a UK resident aged 18 or older with a regular income.

For those looking for alternatives, companies like Zuto or CarFinance247 may offer different rates or terms, possibly providing more competitive options depending on your specific circumstances. Always compare multiple offers to find the best fit for your financial situation.

Check eligibility →

You'll be redirected to closemotorfinance.co.uk

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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