Santander Consumer Personal Loan
Last checked on May 16, 2026. We may earn a commission when you click through.
Santander Consumer Bank offers a flexible personal loan option with competitive APR rates, ranging from 5% to 25%. The approval process is relatively quick, taking 1-3 business days.
Santander Consumer Personal Loan
Updated 12 hours agoAt a Glance
Representative APR
5.0–25.0%
Loan Amount
$30,000–$400,000
Term
12–60 mo
Decision
1-3 business days
Eligibility Requirements
About this loan
Santander Consumer Personal Loan offers competitive rates, but borrowers should be mindful of potential fees.
Our Verdict
Santander Consumer Bank offers a flexible personal loan option with competitive APR rates, ranging from 5% to 25%. The approval process is relatively quick, taking 1-3 business days.
Best For
This loan is best for borrowers seeking a wide range of amounts between 30,000 NOK and 400,000 NOK, with flexible repayment terms of 12 to 60 months.
Watch Out
Be aware that the APR can go as high as 25%, which may not be favorable for all borrowers, especially those with lower credit scores.
What Customers Say
Customer feedback indicates a generally positive experience, particularly with the ease of application and approval process.
Expert Analysis
Santander Consumer Bank provides personal loans with an APR ranging from 5% to 25%, making it a reasonable option for various financial needs. Borrowers can apply for loans between 30,000 NOK to 400,000 NOK with terms from 12 to 60 months. This flexibility allows users to tailor repayments to their financial situations.
The approval time of 1-3 business days is relatively quick, which can be advantageous in urgent situations. However, potential borrowers should note that rates are individually determined based on creditworthiness, and those with lower scores may face higher rates. The establishment fee of 950 NOK and the monthly fee of 30 NOK should also be considered.
Unlike some competitors, Santander offers a simple online calculator for estimating loan costs, which can help users make informed decisions. It’s crucial to understand that the total repayment amount can significantly increase if borrowing at the upper limit of the APR range. Make sure to compare your options thoroughly before committing.
Customer service reputation is generally solid, but experiences can vary. Keep in mind that while the loan offers flexibility, it may not be the best choice for those with poor credit, as they could end up with the maximum APR.
You'll be redirected to santanderconsumer.no
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
You might also like
Instabank Debt Consolidation in Norway
ConsolidationAPR
7.49–25.0%
Amount
$5k
Term
12–360mo
Minimum 23 years old
Minimum income NOK 250,000/year
Nordea Personal Loan in Norway
PersonalAPR
11.61–25.0%
Amount
$10k–$500k
Term
12–168mo
Minimum 21 years old
Minimum gross income NOK 150,000/year
Nordea Business Loan in Norway
BusinessAPR
—
Amount
—
Term
—
Registered Norwegian business
Financial documentation required
Instabank Personal Loan
PersonalAPR
7.49–25.0%
Amount
$5k–$500k
Term
12–180mo
Minimum 23 years old
Minimum income NOK 250,000/year
APR
—
Amount
—
Term
—
Property as collateral
Individual credit assessment
Handelsbanken Personal Loan
PersonalAPR
—
Amount
—
Term
—
Individual credit assessment
Customer relationship with Handelsbanken
Related Articles
The Truth About Personal Loans in Norway: Best Picks for April
Discover the top personal loans in Norway this April. From budget-friendly options to loans for bad credit, we've got the best picks for every need.
Finding Your Perfect Personal Loan: Tailored Picks for Every Need
Discover the best personal loans for your unique situation. From budget-friendly options to premium picks, find your match.
Handelsbanken vs. Santander: Best Personal Loan for April?
Deciding between Handelsbanken and Santander for a personal loan? We break down rates, fees, and eligibility to help you choose the best option this April.