BDO Personal Loan

BDO personal loan with published tenor table, loan amount range, and annual effective-rate examples.

Last checked on May 16, 2026. We may earn a commission when you click through.

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The BDO Personal Loan offers competitive interest rates and flexible terms, making it a solid option for those in need of financing.

✓ Flexible loan terms from 6 to 36 months ✓ Loan amounts up to ₱2 million ✓ Fixed interest rates provide predictability
Personal BDO

BDO Personal Loan

Updated 1 day ago

At a Glance

Representative APR

25.98–26.76%

Loan Amount

₱10,000–₱2,000,000

Term

6–36 mo

Decision

application and calculator online, processing varies

No impact on your credit score Check eligibility →

You'll be redirected to bdo.com.ph

Eligibility Requirements

Filipino citizen or permanent resident
employed or self-employed
income documents required
credit evaluation required

About this loan

BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.

Our Verdict

The BDO Personal Loan offers competitive interest rates and flexible terms, making it a solid option for those in need of financing.

Best For

It's best for individuals with a stable income looking to borrow substantial amounts, ranging from ₱10,000 to ₱2 million.

Watch Out

Approval times can vary, and a credit evaluation is required, which might not favor applicants with lower credit scores.

What Customers Say

Borrowers generally appreciate the flexible terms but express concerns over the approval process and customer service.

Expert Analysis

With annual percentage rates (APRs) starting at 25.98% and going up to 26.76%, BDO's Personal Loan is positioned competitively in the market. The company allows borrowers to choose terms from 6 to 36 months, providing flexibility in repayment schedules.

The loan amounts range from ₱10,000 to ₱2 million, catering to various financial needs. This makes it a viable option for both smaller personal purchases and larger expenses, such as home renovations or education.

However, those with lower credit scores might find the approval process challenging since a credit evaluation is mandatory. Additionally, income documentation is essential, making this loan less accessible for those with irregular income.

Customer service experiences can vary, and potential borrowers should be prepared for possible delays in the processing time. For more details, visit BDO's official site here.

Check eligibility →

You'll be redirected to bdo.com.ph

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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