ANZ Personal Loan
Big four Australian bank offering fixed and variable personal loans with competitive rates.
Last checked on May 13, 2026. We may earn a commission when you click through.
The ANZ Personal Loan offers a solid option for those looking for flexibility in borrowing up to $75,000 with competitive interest rates.
ANZ Personal Loan
Updated 5 days agoAt a Glance
Representative APR
7.49–19.99%
Loan Amount
A$5,000–A$75,000
Term
12–84 mo
Decision
Apply online
Eligibility Requirements
About this loan
The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.
Our Verdict
The ANZ Personal Loan offers a solid option for those looking for flexibility in borrowing up to $75,000 with competitive interest rates.
Best For
This loan is best for Australian citizens or permanent residents with a high credit tier seeking to fund personal projects such as a car or holiday.
Watch Out
Be mindful of the prepayment penalty, which could affect your decision if you plan to pay off the loan early.
Expert Analysis
With interest rates ranging from 7.49% to 19.99%, the ANZ Personal Loan caters to a variety of borrowing needs, allowing loans between $5,000 and $75,000. Approval can be initiated online, making it accessible for many users.
The loan term extends from 12 to 84 months, providing flexibility in repayment. However, potential borrowers should note the prepayment penalty, which can add costs if you decide to settle your loan early.
Customer service feedback indicates that while ANZ is a reputable institution, some users have reported slower response times compared to smaller lenders. It’s worth considering if timely support is crucial for you.
In comparison to other lenders like Westpac and Commonwealth Bank, ANZ's rates are competitive, but understanding the full cost of borrowing—including any hidden fees—is essential. For further details, refer to ANZ's official page.
You'll be redirected to anz.com.au
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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