Autopay Auto Loans
Auto refinancing specialist with rates starting at 5.15% APR. Save an average of $100/month by refinancing. Quick 2-minute application.
Last checked on May 12, 2026. We may earn a commission when you click through.
Autopay offers competitive auto refinancing options with rates starting at 5.15% APR, making it a solid choice for those looking to lower their monthly payments.
Autopay Auto Loans
Updated 2 days agoAt a Glance
Representative APR
4.67–21.99%
Loan Amount
$5,000–$100,000
Term
24–84 mo
Decision
Minutes (online decision)
Eligibility Requirements
About this loan
Autopay offers competitive auto refinancing options with a quick application process, making it a viable choice for those looking to save on monthly payments.
Our Verdict
Autopay offers competitive auto refinancing options with rates starting at 5.15% APR, making it a solid choice for those looking to lower their monthly payments.
Best For
This service is ideal for borrowers with a credit score of 580 or higher seeking to save money through refinancing. The quick application process is a plus for busy individuals.
Watch Out
Be cautious of the maximum APR of 21.99%, which could be steep for those with lower credit scores. Ensure you're aware of potential fees associated with refinancing.
Expert Analysis
This lender's offerings start at a low 5.15% APR, which can save borrowers an average of $100 per month when refinancing. The application process is user-friendly, taking only about two minutes for an online decision.
While Autopay caters to a wide range of credit profiles, the minimum credit score requirement of 580 might exclude some borrowers. Those with lower scores may find better options elsewhere, such as SoFi, which has a more flexible credit policy.
Importantly, the term lengths range from 24 to 84 months, allowing borrowers to find a repayment plan that fits their budget. Take note that the highest APR of 21.99% can become costly, particularly for those with less favorable credit.
Customer service feedback is mixed, with some users noting responsiveness while others report longer wait times. Always check for any hidden fees that might affect your overall savings, as these can vary by lender. For more specifics, refer to Autopay's official site at autopay.com.
You'll be redirected to autopay.com
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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