Post Office Personal Loan
The Post Office offers personal loans underwritten by Bank of Ireland. Available online with competitive rates for established credit.
Last checked on June 15, 2026. We may earn a commission when you click through.
Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.
Post Office Personal Loan
Updated 3 hours agoAt a Glance
Representative APR
5.6–19.9%
Loan Amount
£1,000–£25,000
Term
12–60 mo
Decision
Same day
Eligibility Requirements
Our Verdict
Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.
Best For
Borrowers who want a competitive rate from a trusted (if unexpected) brand.
Watch Out
You're actually borrowing from Bank of Ireland, not the Post Office. Not a dealbreaker, just good to know.
You'll be redirected to postoffice.co.uk
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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