An Post Personal Loan

An Post Money offers a fixed-rate personal loan from €5,000 to €75,000 with repayment terms from 1 to 7 years, designed for various personal needs.

Last checked on May 29, 2026. We may earn a commission when you click through.

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With APRs ranging from 6.9% to 8.4%, An Post's personal loan is a competitive option for borrowers looking for fixed-rate financing.

✓ Fixed interest rates for predictable repayments ✓ Flexible loan amounts from €5,000 to €75,000 ✓ No prepayment penalties
Personal An Post Money

An Post Personal Loan

Updated 10 days ago

At a Glance

Representative APR

6.9–8.4%

Loan Amount

€5,000–€75,000

Term

12–84 mo

Decision

Apply online

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You'll be redirected to anpost.com

Eligibility Requirements

Republic of Ireland resident
Subject to lending criteria and credit history

About this loan

Fixed-rate personal loan from An Post Money with borrowing from €5,000 to €75,000 and repayment terms from 1 to 7 years.

Our Verdict

With APRs ranging from 6.9% to 8.4%, An Post's personal loan is a competitive option for borrowers looking for fixed-rate financing.

Best For

This loan is best for residents of the Republic of Ireland seeking a and reliable personal loan for various purposes.

Watch Out

Approval is subject to credit criteria, so those with lower credit scores may not qualify.

What Customers Say

Borrowers appreciate An Post's straightforward application process and competitive rates, although some find the approval criteria strict.

Expert Analysis

An Post Money provides a solid personal loan option with fixed rates starting at 6.9% APR for amounts between €5,000 and €75,000. The repayment terms are flexible, ranging from 1 to 7 years, making this loan suitable for various financial needs. For example, a €25,000 loan over 5 years would result in monthly repayments of €491.50.

What sets An Post apart is its transparent fee structure; there are no prepayment penalties, allowing borrowers to pay off their loans early without extra charges. However, potential applicants should be aware that approval is contingent on credit history, which may exclude those with lower scores.

Compared to other lenders, An Post's rates are competitive. For instance, Bank of Ireland offers a 7.10% APR, while AIB charges significantly higher at 8.95%. This makes An Post a more attractive choice for those looking to minimise borrowing costs. Visit An Post's official site for further details and to check your eligibility.

Check eligibility →

You'll be redirected to anpost.com

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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