An Post Personal Loan

Fixed-rate personal loan from An Post Money with borrowing from €5,000 to €75,000 and repayment terms from 1 to 7 years.

Last checked on May 12, 2026. We may earn a commission when you click through.

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The An Post Personal Loan offers competitive fixed rates for borrowers looking for flexible repayment terms. It stands out for its transparency and straightforward application process.

Personal An Post Money

An Post Personal Loan

Updated 4 days ago

At a Glance

Representative APR

6.9–8.4%

Loan Amount

€5,000–€75,000

Term

12–84 mo

Decision

Apply online

No impact on your credit score Check eligibility →

You'll be redirected to anpost.com

Eligibility Requirements

Republic of Ireland resident
Subject to lending criteria and credit history

About this loan

An Post offers competitive rates for personal loans, particularly appealing for those looking to borrow under €30,000.

Our Verdict

The An Post Personal Loan offers competitive fixed rates for borrowers looking for flexible repayment terms. It stands out for its transparency and straightforward application process.

Best For

Best suited for those seeking a personal loan between €5,000 and €75,000, especially for long-term needs like home improvements or education.

Watch Out

Approval is subject to credit history and lending criteria, which may exclude some applicants with lower credit scores.

Expert Analysis

This loan features fixed rates from 6.9% to 8.4% APR depending on your creditworthiness and loan amount. Monthly repayments for a €25,000 loan over five years would be approximately €491.50. The total amount repayable would be about €29,489.95 including €4,489.95 in interest.

An Post Money allows you to borrow between €5,000 and €75,000, with terms ranging from 1 to 7 years. This flexibility makes it appealing for various purposes, such as vehicle purchases, home renovations, or holiday financing. Approval can be done online, making it a convenient option for many.

However, it's important to note that this loan may not be ideal for those with lower credit scores, as eligibility is based on credit history. Additionally, while there are no prepayment penalties, borrowers should ensure they understand the total cost of credit before committing. For more details, check An Post's official page here.

Check eligibility →

You'll be redirected to anpost.com

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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