TD Bank Personal Loan

TD personal loan with terms up to 7 years and amounts up to $50,000

Last checked on May 13, 2026. We may earn a commission when you click through.

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TD Bank offers competitive personal loan options with flexible terms for those who qualify.

Personal TD Bank

TD Bank Personal Loan

Updated 5 days ago

At a Glance

Representative APR

8.99–23.99%

Loan Amount

CA$5,000–CA$50,000

Term

12–84 mo

Decision

Same day to 2 business days

No impact on your credit score Check eligibility

You'll be redirected to td.com

Eligibility Requirements

Canadian resident
Good credit history
Regular income
18+ years old

About this loan

TD Bank offers a flexible personal loan with reasonable terms, ideal for those with good credit.

Our Verdict

TD Bank offers competitive personal loan options with flexible terms for those who qualify.

Best For

This loan is ideal for borrowers with good credit looking for amounts between CAD 5,000 and CAD 50,000.

Watch Out

Borrowers should be aware of the high APR range, which can reach up to 23.99%.

Expert Analysis

If you need a personal loan with a quick approval process, TD Bank might be a solid choice. With loan amounts from CAD 5,000 to CAD 50,000 and terms ranging from 12 to 84 months, it caters well to various financial needs. Approval can be as quick as the same day or take up to two business days.

The APR ranges from 8.99% to 23.99%, which is important to consider for budgeting. While the lower end is competitive, the upper range can be costly, especially for those who don’t maintain excellent credit. Individuals with less than stellar credit history might want to explore other options, as this loan is best suited for those with good credit.

Customer service at TD Bank is generally well-rated, but some users have noted that navigating their online platform can be less intuitive compared to competitors. It's advisable to review all terms carefully and consider using their online resources to calculate potential repayments before proceeding. For more details, check TD Bank's official site here.

Check eligibility

You'll be redirected to td.com

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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