Standard Chartered CashOne Personal Loan
The CashOne Personal Loan offers competitive interest rates starting from 1% p.a., with potential cashback benefits on larger loan amounts.
Last checked on June 5, 2026. We may earn a commission when you click through.
This loan is suitable for borrowers looking for flexible amounts and attractive cashback options.
Standard Chartered CashOne Personal Loan
Updated 3 days agoAt a Glance
Representative APR
3.5–14.0%
Loan Amount
$5,000–$250,000
Term
12–60 mo
Decision
Within 1 business day
Eligibility Requirements
Our Verdict
This loan is suitable for borrowers looking for flexible amounts and attractive cashback options.
Best For
Ideal for existing Standard Chartered customers seeking personal loans with quick approval and cashback incentives.
Watch Out
be aware of the minimum income requirements and the need for a good credit profile for the best rates.
What Customers Say
Customers generally appreciate the quick approval process and cashback offers, though some mention the strict income requirements.
Expert Analysis
With interest rates starting as low as 1% p.a. (effective interest rate from 1.94% p.a.), the CashOne Personal Loan is appealing for those needing cash quickly. Borrowers can access amounts ranging from S$1,000 to S$250,000, making it versatile for various financial needs.
A is the up to S$7,500 cashback on approved loans over S$18,000, which is quite generous compared to other lenders. The approval time is quick, typically within one business day, helping those in urgent need of funds.
However, the minimum income requirement can be a hurdle. For Singapore citizens or PRs, the minimum annual income is S$30,000, while foreigners need to earn at least S$60,000 annually. This might not suit everyone, especially those with lower incomes or credit scores.
In terms of customer service, Standard Chartered has a solid reputation, but it's essential to read through all the terms carefully, as any missed details could affect your loan experience. For more information, check out their official page here.
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Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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