Revolut Personal Loan

Digital personal loan from Revolut Ireland with variable APR from 6.5%. Apply in-app for up to €30,000 with fast approval and flexible repayment options.

Last checked on May 15, 2026. We may earn a commission when you click through.

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Revolut offers a convenient digital personal loan option with competitive rates and quick access to funds. It's ideal for those who seek flexibility in repayments.

✓ Quick application and approval via the app ✓ Flexible repayment options without fees ✓ Fast access to funds after approval
Personal Revolut

Revolut Personal Loan

Updated 1 day ago

At a Glance

Representative APR

6.5–16.99%

Loan Amount

€2,000–€30,000

Term

12–60 mo

Decision

Apply in-app, quick decision

No impact on your credit score Check eligibility →

You'll be redirected to revolut.com

Eligibility Requirements

Republic of Ireland resident
Age 18+
Revolut account required

About this loan

Revolut's Personal Loan offers quick access to funds but comes with variable rates that may not suit everyone.

Our Verdict

Revolut offers a convenient digital personal loan option with competitive rates and quick access to funds. It's ideal for those who seek flexibility in repayments.

Best For

This loan is best for borrowers in Ireland looking for a straightforward application process and flexible repayment terms.

Watch Out

Be mindful of the variable APR rates, which can go as high as 16.99%. Always ensure you can meet repayment terms to avoid credit issues.

What Customers Say

Borrowers generally appreciate the ease of use and quick funding, though some express concerns over customer support.

Expert Analysis

At a starting APR of 6.5%, Revolut's personal loan is appealing for those needing quick access to cash. Borrowers can apply for amounts ranging from €2,000 to €30,000, with decisions made swiftly through the app.

One of the standout features is the flexibility in repayment. You can adjust payment dates or repay early without fees, which is a significant advantage over many traditional lenders.

However, the maximum APR of 16.99% could become costly if you're not careful with repayments. Missing payments might impact your credit score negatively, so it's crucial to ensure you have a reliable repayment plan.

Revolut's digital-first approach means that customer service may not be as robust as more established banks. Users have reported varying experiences with support, so be prepared for potential delays in assistance.

In comparison to other lenders like AIB and Bank of Ireland, Revolut's process is faster, but you might find better rates or terms with traditional banks, especially for larger loans.

Check eligibility →

You'll be redirected to revolut.com

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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