Marcus by Goldman Sachs Personal Loan
No-fee personal loans from $3,500 to $40,000 with fixed rates. No sign-up, prepayment, or late fees. On-time payment reward.
Last checked on May 9, 2026. We may earn a commission when you click through.
Marcus by Goldman Sachs offers no-fee personal loans with fixed rates, but recent changes may affect availability.
Marcus by Goldman Sachs Personal Loan
Updated 5 days agoAt a Glance
Representative APR
8.99–29.99%
Loan Amount
$3,500–$40,000
Term
36–72 mo
Decision
—
About this loan
Marcus by Goldman Sachs offers no-fee personal loans with competitive fixed rates, making it a solid choice for borrowers with good credit.
Our Verdict
Marcus by Goldman Sachs offers no-fee personal loans with fixed rates, but recent changes may affect availability.
Best For
This loan is best for borrowers looking for amounts between $3,500 and $40,000 without extra fees.
Watch Out
Be aware that loan availability has changed recently, making it essential to check current options.
Expert Analysis
Marcus by Goldman Sachs provides personal loans ranging from $3,500 to $40,000 with fixed APRs between 8.99% and 29.99%. They do not charge sign-up, prepayment, or late fees, which is a significant advantage for borrowers looking to manage their debt without unexpected costs. However, the company has stopped offering new loans since January 2023, limiting access for potential customers.
The loan terms range from 36 to 72 months, allowing for flexibility in repayment. While on-time payments can earn rewards, the current lack of loan options is a notable drawback. Borrowers interested in Marcus may need to consider alternatives like SoFi or LightStream, which continue to offer competitive personal loan products.
For those still interested in Marcus, it’s crucial to check their official site for any updates regarding loan offerings and eligibility requirements. Given the current situation, our team recommends exploring other lenders for immediate personal loan needs.
You'll be redirected to marcus.com
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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