Virgin Money Personal Loan
Virgin Money offers personal loans with a focus on straightforward pricing. No early repayment charges and a clean online application.
Last checked on May 18, 2026. We may earn a commission when you click through.
The Virgin Money Personal Loan offers flexible terms and straightforward pricing, making it a solid choice for borrowers looking for transparent loan options.
Virgin Money Personal Loan
Updated 52 minutes agoAt a Glance
Representative APR
5.1–29.9%
Loan Amount
£1,000–£25,000
Term
12–60 mo
Decision
Same day
Eligibility Requirements
About this loan
Virgin Money offers personal loans with a focus on straightforward pricing. No early repayment charges and a clean online application.
Our Verdict
The Virgin Money Personal Loan offers flexible terms and straightforward pricing, making it a solid choice for borrowers looking for transparent loan options.
Best For
This loan is best for individuals seeking a straightforward application process without early repayment charges.
Watch Out
Be aware that Virgin Money is no longer accepting new personal loan applications as they have transitioned to Nationwide.
What Customers Say
Customer feedback highlights the ease of managing loans but expresses concern over the transition to Nationwide.
Expert Analysis
Currently, Virgin Money is not accepting new applications for personal loans, having transferred its business to Nationwide. For those who hold a Nationwide account, personal loans are available through them, requiring a 14-day account hold before applying. The transition means that Virgin Money customers may need to adapt to Nationwide’s services moving forward.
The personal loan terms at Virgin Money previously ranged from £1,000 to £25,000 with APRs between 5.1% and 29.9%. This flexibility catered well to borrowers with various needs, but the lack of new applications might limit options for those seeking immediate cash.
Considering alternatives, customers may want to explore other lenders that offer similar rates and terms. For example, Zopa and Ratesetter provide competitive personal loan options that maintain straightforward pricing structures. Our editorial team found that these companies still accept new applications and offer comparable features without hidden fees.
Virgin Money Loans: Crucial Changes for 2026
Virgin Money's loans are now under Nationwide's umbrella. What does this mean for you?
You'll be redirected to uk.virginmoney.com
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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