SCB My Car My Cash

This auto loan from SCB allows Thai nationals to borrow between THB 100,000 and THB 5 million, with competitive APR rates starting at 2.99%.

Last checked on June 10, 2026. We may earn a commission when you click through.

SCB My Car My Cash offers a robust option for car owners needing financial flexibility, particularly with its low starting APR.

✓ Low starting APR at 2.99% ✓ Fast online approval process ✓ High loan limits up to THB 5 million

Auto SCB (Siam Commercial Bank)

SCB My Car My Cash

Updated 5 days ago

At a Glance

Representative APR

2.99–10.0%

Loan Amount

$100,000–$5,000,000

Term

12–84 mo

Decision

Fast pre-approval online

No impact on your credit score Check eligibility →

You'll be redirected to scb.co.th

Eligibility Requirements

Thai nationality or work permit

Minimum age 20

Car registered 2024-2026 for best rates

About this loan

This auto loan from SCB allows Thai nationals to borrow between THB 100,000 and THB 5 million, with competitive APR rates starting at 2.99%.

Our Verdict

SCB My Car My Cash offers a robust option for car owners needing financial flexibility, particularly with its low starting APR.

Best For

It's ideal for Thai nationals looking to leverage their vehicle for cash without losing access to it.

Watch Out

Be aware that the best rates apply only to cars registered between 2024 and 2026, limiting options for older vehicles.

What Customers Say

Customers generally appreciate the fast approval process but note limitations for older vehicles.

Expert Analysis

For those looking to tap into their car's value, SCB My Car My Cash offers a compelling solution. With APR rates ranging from 2.99% to 10%, borrowers can find a suitable plan for their needs. The minimum loan amount is THB 100,000, going up to THB 5 million, making it versatile for various financial situations.

The approval process is fast and online, appealing to those needing quick access to funds. However, the requirement for Thai nationality or a work permit may exclude some potential borrowers. Additionally, only cars registered between 2024 and 2026 qualify for the most favorable rates, which could deter older vehicle owners.

Customer service is generally reliable, but experiences can vary. We recommend checking the official site for any hidden fees or specific conditions that could affect your loan. Compared to other lenders like Krungthai Bank, SCB's rates might be more appealing, especially for newer vehicles. Overall, this loan can be a viable option for those who meet the criteria and need cash.

Check eligibility →

You'll be redirected to scb.co.th

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.