MotoNovo Finance
MotoNovo Finance is a prominent UK motor finance lender offering HP and PCP products through over 4,000 dealer partners.
Last checked on June 11, 2026. We may earn a commission when you click through.
MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.
MotoNovo Finance
Updated 4 days agoAt a Glance
Representative APR
5.9–24.9%
Loan Amount
£4,000–£75,000
Term
12–60 mo
Decision
Same day decision
Eligibility Requirements
About this loan
MotoNovo Finance is a prominent UK motor finance lender offering HP and PCP products through over 4,000 dealer partners.
Our Verdict
MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.
Best For
Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
Watch Out
Watch out for the higher APR rates, which can reach up to 24.9%, potentially making repayments steep.
What Customers Say
Users appreciate the quick approval process but express concerns about customer service quality.
Expert Analysis
With APR rates ranging from 5.9% to 24.9%, MotoNovo Finance offers a diverse range of financing options for car buyers. Borrowers can access amounts between £4,000 and £75,000, making it suitable for various budgets.
The company prides itself on a same-day decision approval process, which can be a significant advantage for those needing quick access to funds. However, some customers have reported challenges with customer service responsiveness, which can be a concern during the financing process.
While MotoNovo's extensive 4,000 dealer partner network is commendable, it's essential to compare their offerings with competitors like Zuto or Carfinance247, which may provide more tailored solutions or better APR rates for certain profiles. For instance, Zuto often has a lower starting APR, appealing to those with good credit histories.
In summary, MotoNovo Finance is a reliable option for many, but prospective borrowers should carefully evaluate the total cost of borrowing, especially at the higher end of their APR spectrum. For more details, visit their official site.
You'll be redirected to motonovo.co.uk
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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