AIB Personal Loan
Variable-rate personal loan from AIB with standard lending rates up to €50,000 and terms from 1 to 5 years.
Last checked on July 2, 2026. We may earn a commission when you click through.
AIB offers a competitive personal loan option with a green loan feature that stands out for eco-conscious borrowers.
AIB Personal Loan
Updated 13 days agoAt a Glance
Representative APR
8.95%
Loan Amount
€1,000–€50,000
Term
12–60 mo
Decision
Apply online
Eligibility Requirements
Our Verdict
AIB offers a competitive personal loan option with a green loan feature that stands out for eco-conscious borrowers.
Best For
This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.
Watch Out
The APR ranges from 6.4% to 10.5%, so it's important to check your eligibility and potential rates before applying.
Expert Analysis
The AIB Personal Loan provides a flexible financial solution for various personal needs, whether it's for home improvements or consolidating debt. With APRs starting at 6.4%, it is competitive for those with high credit ratings. The green loan option, which offers lower rates for environmentally friendly projects, is a noteworthy feature that aligns with current trends towards sustainability.
However, potential borrowers should be cautious about the maximum APR of 10.5%, which could result in significant costs for those with lower credit scores. Additionally, while AIB has a strong reputation as one of Ireland's largest banks, it may lack the personalised service that smaller lenders offer. It's advisable to compare AIB's rates and terms with other providers to ensure you're getting the best deal for your financial situation.
Overall, AIB's personal loan is a solid choice for qualified applicants, particularly those who value green financing options.
AIB Personal Loan: Best for Green Purchases, Not for Standard Rates
AIB offers a market-leading rate for eco-friendly loans but lags on standard rates.
You'll be redirected to aib.ie
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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