Aviva Temporary Car Insurance offers a convenient way to cover your vehicle on your own terms. With durations starting from just 60 minutes up to 30 days, this insurance is ideal if you only need a short period of cover. The application process is fully online, with approval possible in as little as 15 minutes. Although prices vary depending on your age, vehicle, and driving history, the quick-quote system provides instant options, so you only pay for the time you need. No long-term commitment or admin fees make this service especially attractive for UK drivers with temporary cover needs.

How to Apply: Step by Step

• Decide on the length of cover you need – from 1 hour to 30 days.
• Complete a simple online application with your personal information and car details.
• Provide your driving licence number and home address.
• Customise your policy with optional breakdown or European cover if needed.
• Receive your quote instantly and pay securely online. Your insurance can start immediately or any time in the next 28 days.

What We Like

One major benefit is the flexibility allowing cover for the exact time required—no more, no less. You can take out a policy in minutes, perfect for last-minute needs such as borrowing a friend’s car or picking up a new vehicle. Another plus is that your main no-claims discount remains unaffected by any claim made through the temporary policy, protecting your overall insurance profile.

Drawbacks to Consider

Eligibility requirements are strict, such as age limits (18 to 75), no more than one fault claim in the past year, and no recent motoring convictions. Additionally, this insurance does not cover commercial activities like deliveries, nor can you use it for hire or lease vehicles, which could limit its usefulness for some drivers.

Our Verdict

For those needing short-term car insurance, Aviva’s offer stands out for its speed, flexibility, and simplicity. Provided you meet the eligibility criteria, it offers great peace of mind and value. If you occasionally drive cars outside of your main annual policy, or need cover in an emergency, this could be the perfect fit for your needs.