LV=’s car insurance offering stands out for its competitive pricing starting at just £315 for 10% of new customers. UK drivers can enjoy a 5% discount when buying online. Comprehensive cover includes valuable features such as windscreen repair, theft protection, and a lifetime guarantee on repairs if you use recommended garages. Policies also come with a Defaqto 5 Star rating, demonstrating their consistent quality within the market. No Claims Discount (NCD) is protected under various terms, and optional extras let you tailor cover to your needs.

How to Purchase LV= Car Insurance

1. Get an online quote using your details, vehicle information, and claims history.
2. Select your cover and add optional extras if desired, such as breakdown or legal cover.
3. Review your policy, confirm your choices, and proceed to payment.
4. Download or request your documents for proof of insurance.

Key Advantages

LV= policies offer extensive cover, even including vandalism claims without impacting your No Claims Discount. The 5% online discount provides real savings quickly. Policyholders enjoy the reassurance of a lifetime guarantee on repairs when using LV= recommended repairers, plus a reliable UK-based support team.

Areas for Improvement

LV= excludes covers for campervans, heavily modified vehicles, and mechanical breakdowns, which may be relevant for some motorists. Multi-car discounts apply but are not available for temporary cover, potentially limiting family or short-term flexibility for some.

Our Verdict

With transparent pricing, reputable customer service, and a five-star Defaqto rating, LV= Car Insurance is a credible, value-driven choice for most British motorists seeking reliable, hassle-free protection and online savings.