AA Short-Term Car Insurance is designed for drivers who need insurance flexibility. You can get instant cover from as little as 1 day up to 28 days, without impacting your current no-claims bonus. It’s ideal if you’re borrowing a friend’s car, lending yours out, or just need drive-away insurance after buying a vehicle. There’s no discount for purchasing online, but quotes are quick and all documentation is delivered to your email soon after purchase. Anyone aged 18 to 75 with a valid UK licence is eligible, provided you’ve held your licence for at least 6 months (for EU licences, 12 months and UK residence of at least 12 months are required).

How to Purchase: Step-by-Step

1. Visit the AA’s short-term insurance page.
2. Enter your details including your licence and car info.
3. Choose the cover duration that fits your needs (1–28 days).
4. Review your quote instantly.
5. Complete your purchase and receive your policy documents by email.

Pros of AA Short-Term Car Insurance

The biggest advantage is the immediate cover—get on the road right away, whether you’re lending, borrowing, or buying a car. The flexibility of 1 to 28 days helps you avoid paying for longer terms you don’t need.

No impact on your existing no-claims bonus is a real plus. The process is also entirely online and fast, with all paperwork sent straight to your inbox.

Cons of AA Short-Term Car Insurance

There are no online-exclusive discounts, so what you see is what you pay. Also, the maximum cover is 28 days; if you need longer cover, you’ll have to look elsewhere.

Eligibility requirements mean some new drivers or those with less time in the UK may not qualify.

Our Verdict

If you’re after fast and flexible insurance for the short term, AA Short-Term Car Insurance is a solid, straightforward choice. It stands out for ease of use and clarity of terms, ticking all the boxes for hassle-free temporary cover.