Introducing Aviva Temporary Car Insurance

Aviva’s temporary car insurance, powered by Dayinsure, lets you insure a vehicle for as little as an hour up to 30 days. The cost is tailored to the duration and your details. There aren’t universal discounts, but you only pay for the cover you actually use, making it budget-friendly for short-term needs. The policy is straightforward and perfect for emergencies, test drives, or borrowing someone else’s vehicle.

The application process is rapid—policies can be purchased in as little as 15 minutes. This makes it an excellent choice for those needing flexible, on-demand car insurance without committing to an annual plan or affecting their main insurance’s no claim discount.

How to Purchase: Step by Step

1. Check eligibility: Drivers must be 18–75, with a full UK licence and a clean driving record. The vehicle must meet certain criteria.

2. Gather your vehicle registration number and driving licence number to ensure a smooth purchase process.

3. Get a quote online by filling in your details, choosing your desired duration and any extra add-ons such as breakdown or European cover.

4. Review all the policy details and confirm your start date, which can be immediate or up to 28 days in advance.

5. Purchase and receive instant documentation so you can get on the road without delay.

Pros of Aviva Temporary Car Insurance

One significant advantage is flexibility. Whether you need cover for just an hour or a month, you only pay for what you need. This is ideal for drivers who don’t want to commit to long contracts or require short-term solutions.

Another key benefit is that any claim made on this temporary policy does not impact your main car insurance policy’s no claim discount. This helps regular policyholders manage their long-term costs more predictably.

Cons of Aviva Temporary Car Insurance

Temporary insurance can be more expensive on a per-day basis compared to annual policies, especially if you frequently need cover. It’s best suited for genuinely short-term needs.

Additionally, there are strict eligibility criteria regarding driver history and vehicle type, so not all drivers or cars will qualify.

Verdict

Aviva’s temporary car insurance is an excellent choice for drivers needing quick, flexible cover. The process is simple, the terms are clear, and it offers much-needed peace of mind.

While not always the cheapest for extended use, it’s nearly unrivalled for emergencies, occasional driving, or unexpected car use.