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RAC Temporary Car Insurance Review – Flexible Terms & Instant Cover Highlights

RAC Temporary Car Insurance gives you flexible, short-term UK cover from £22.89 per hour—fully comprehensive, instant approval, and perfect for sharing or borrowing cars. No impact on No Claims Discount.

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RAC Temporary Car Insurance

Get flexible short-term comprehensive cover from just £22.89 per hour or £35.07 per day, with instant approval and no effect on owner’s No Claims Discount.




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RAC Temporary Car Insurance offers ultimate flexibility for those needing short-term car cover. Whether you want insurance for just an hour or up to 30 days, RAC’s partnership with Dayinsure brings affordable options. Hourly cover starts from a competitive £22.89, with daily insurance at £35.07, making it cost-effective for quick trips or extended use.

Policy terms allow you to extend cover easily online, and making a claim doesn’t affect the owner’s No Claims Discount—ideal for borrowing or sharing vehicles. There’s no need to purchase a full annual policy, saving you money if you only need temporary protection.

How to Buy: Step-by-Step Guide

Purchasing RAC Temporary Car Insurance is simple. First, gather your UK driving licence and vehicle details. Visit the RAC Temporary Car Insurance page and enter your information to receive an instant personalised quote. Select the coverage duration that suits you, ranging from one hour to 30 days. Complete payment and, within 15 minutes, your policy documents are sent to your inbox, allowing you to drive straight away.

Pros of RAC Temporary Car Insurance

The coverage is fast to arrange, ideal for emergencies, road trips, or vehicle sharing. Instant cover, along with straightforward extensions, ensures you only pay for what you need. The policy is fully comprehensive, including protection against theft, vandalism, and even new car replacement, providing valuable peace of mind.

Cons of RAC Temporary Car Insurance

Temporary cover can be pricier per day than long-term insurance, so it’s not ideal for those needing ongoing year-round protection. Additionally, you can’t build a No Claims Discount with this short-term policy, limiting longer-term savings potential for frequent drivers.

Our Verdict

RAC Temporary Car Insurance excels for flexibility, speed, and convenience—perfect for short-notice or occasional drivers. Its comprehensive protection, instant cover, and easy online management make it a strong contender for anyone seeking quick, reliable short-term car insurance in the UK.

Recommended for you

RAC Temporary Car Insurance

Get flexible short-term comprehensive cover from just £22.89 per hour or £35.07 per day, with instant approval and no effect on owner’s No Claims Discount.




You will be redirected to another website


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