RAC Temporary Car Insurance delivers a flexible, quick solution, perfect for borrowing vehicles, test drives, or short-term use in the UK. Starting from just £22.89 for 1 hour, policies can run up to 30 days, with fully comprehensive cover and optional extras like breakdown and European driving protection. Average daily rates start at £35.07, and there are significant savings when opting for longer durations, such as weekly cover at £95.51. The process is swift: you’re insured and on the road in just 15 minutes, and claims don’t impact the owner’s No Claims Discount.

How to Purchase RAC Temporary Car Insurance

1. Gather your vehicle and driving licence details, confirming you meet all eligibility criteria.
2. Select your desired coverage duration—hour, day, week, or month.
3. Customise your policy, including any optional extras you may need.
4. Submit your details and make payment securely online.
5. Receive instant cover confirmation and documentation for peace of mind.

Highlights of This Offer

One major advantage of this policy is how easily you can arrange insurance for as little as an hour. This property makes it perfect for unexpected needs, test drives, or emergencies.

Furthermore, extending your policy is hassle-free, all managed online in moments. For additional value, choosing a weekly policy typically costs less than purchasing seven separate daily policies, offering great savings for longer short-term needs.

Points to Keep in Mind

While highly flexible, temporary car insurance can be pricier per day compared to traditional annual cover, so it’s best for those with brief, genuine short-term usage in mind.

Each driver must take out their own policy—joint cover isn’t available—so if several people require cover, costs may add up versus a named driver on a conventional policy.

Our Verdict

RAC Temporary Car Insurance shines in convenience, flexibility, and comprehensive protection for short-term needs. Its competitive hourly rate, fast online process, and extras like breakdown cover make it stand out, particularly for those seeking quick, worry-free solutions without impacting existing no-claims discounts.