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RAC Temporary Car Insurance
Get insured from just £22.89 per hour or £35.07 per day, up to 30 days. Flexible, comprehensive short-term cover ideal for borrowing or sharing, with savings for weekly policies.
RAC Temporary Car Insurance stands out as a smart solution for anyone needing car insurance for just a day, a week, or up to 30 days. With prices starting at £22.89 for one hour and £95.51 for a week, it’s designed for flexibility, convenience, and impressively quick activation—often within 15 minutes. Savvy drivers can save up to 61% by opting for a weekly policy over daily cover.
How to Buy: Step-by-Step Guide
- Select your desired duration, from just one hour to one month.
- Enter your driving details and check eligibility criteria.
- Provide the car’s basic information and confirm permission to drive.
- Review your comprehensive quote and optional extras.
- Complete your payment and receive instant cover in your inbox.
Pros: Highlights of the RAC Offer
RAC temporary car insurance offers fully comprehensive cover, so you’re protected from loss, theft, fire, and accidents—plus cover for personal belongings up to £150.
You don’t risk impacting the vehicle owner’s no claims discount if a claim is made, which is a real advantage for both parties. Extensions are also quick to arrange online.
Cons: Potential Drawbacks
The policy will not help you build up your own no claims discount, so frequent short-term users won’t benefit in the long term.
There are restrictions on age, license holding period, and vehicle type, so not everyone will qualify for cover, and each driver must buy a policy separately.
Verdict
RAC’s temporary car insurance is a leading choice for flexible, fast, and reliable short-term cover at competitive rates. It’s the best fit for those borrowing or sharing cars occasionally and prioritises ease of activation and clear, robust cover for peace of mind.