LV= Car Insurance offers a compelling package for UK drivers seeking both value and quality. Online quotes start from just £315, with 10% of new customers paying this low rate between March and August. Customers get a further 5% discount for buying online (excluding extras), helping save even more.

Comprehensive cover includes windscreen protection, accidental damage, new locks and keys, and a vandalism promise to preserve your no claim discount if your car is targeted. Furthermore, their no claim discount (NCD) policy rewards careful drivers, with options to protect your NCD for life after building four or more years without a claim.

How to Purchase LV= Car Insurance

• Gather personal and car details, including driving history
• Enter these details on the provider’s online quote form
• Choose your level of cover and optional extras
• Review your quote and apply any online discounts
• Complete the purchase securely online

Pros of LV= Car Insurance

One notable advantage is the Defaqto 5 Star rating, awarded for 21 years straight, signalling consistently high-quality features. Customers also benefit from a lifetime repair guarantee when using approved repairers, making long-term ownership more secure.

Another strength is LV=’s excellent customer feedback, with an independent Feefo score of 4.7 out of 5. Their support options, including live chat and multiple phone lines, mean help is available whenever needed.

Cons of LV= Car Insurance

A drawback is that some vehicles are excluded, such as campervans, extensively modified cars, or certain motorhomes. Additionally, cover is not available if the keys are left in an unlocked car at the time of theft.

Optional extras like motor legal expenses and guaranteed hire car also increase overall cost, which may not suit those requiring the absolute cheapest policy possible.

Verdict

Overall, LV= Car Insurance stands out for UK motorists looking for trusted, feature-rich cover at a competitive price. Online discounts, extensive benefits, and top-tier ratings make it an appealing option. However, drivers with excluded cars or those wanting bare-bones cover may need to look elsewhere.