Access loans from £1,000 to £50,000 with fixed rates and flexible repayment options
TSB Personal Loan – Borrow £1,000–£50,000 with Flexible Terms
Whether it's for something special or absolutely essential, our personal loans could be what you need
Check Your Eligibility
You will remain in the same website.
Whether it's for something special or absolutely essential, our personal loans could be what you need
Check Your Eligibility
You will remain in the same website.
Discover the standout features of TSB's Personal Loan:
Borrow £1,000–£50,000
Fixed interest rates
No arrangement fees
Flexible repayment terms
Check Your Eligibility
You will remain in the same website.
Advantages and Disadvantages of the TSB Personal Loan
Pros:
- Flexible Loan Amounts: Borrow between £1,000 and £50,000 to suit your needs.
- Fixed Interest Rates: Enjoy predictable monthly payments throughout your loan term.
- No Arrangement Fees: Apply without worrying about upfront costs.
- Flexible Repayment Terms: Choose repayment periods from 1 to 7 years.
- Overpayment Option: Make additional payments at no extra cost to reduce your loan balance.
- Quick Decision: Receive a decision on your application, often within minutes.
Cons:
- Eligibility Criteria: Must be 18+, UK resident, with a minimum annual income of £10,500.
- Credit Check Required: Application approval depends on your credit history.
FAQ
If you’re a UK resident, at least 18 years old, and have a regular income, you could be eligible. Just don’t expect to get approved if your financial history is as questionable as a dodgy takeaway at 3 AM.
You can borrow between £1,000 and £50,000, with repayment terms ranging from 1 to 7 years. Basically, whether you need a little extra for a holiday or a full-scale renovation, TSB has options.
If approved, you could see the funds in your account the same day—assuming all goes smoothly. If not, well, don’t blame us if your bank takes its sweet time.
Nope! No arrangement fees or hidden costs. However, if you decide to repay early, there might be a small fee (because banks still need to make money, right?)
TSB lets you check your eligibility with a soft credit check, meaning no damage to your credit score. But if you go ahead with a full application, expect a hard credit check, which could have a temporary impact.
Check out another tip for an excellent Personal Loan
Recommended Content
ASDA Money Personal Loan
Need a financial boost? Get a flexible personal loan from £1,000 to £25,000, with repayment terms from 1 to 7 years.
Keep Reading
You will remain in the same website.