Happy Money Personal Loans
PersonalAPR
8.95–35.99%
Amount
$5k–$40k
Term
24–60mo
US citizen or permanent resident
Age 18+
Check your eligibility from multiple lenders. No impact on your credit score.
APR
8.95–35.99%
Amount
$5k–$40k
Term
24–60mo
US citizen or permanent resident
Age 18+
APR
5.96–35.99%
Amount
$1k–$40k
Term
24–60mo
Minimum credit score 600
US citizen or permanent resident
APR
35.95–35.99%
Amount
$300–$10k
Term
12–48mo
SSN, ITIN, or passport accepted
No credit history required
APR
29.9%
Amount
$5k–$250k
Term
3–24mo
Business at least 1 year old
Annual revenue $100,000+
APR
6.5–8.0%
Amount
$50k–$2M
Term
—
US citizen or permanent resident
Valid income documentation
APR
4.14–17.99%
Amount
$500–$100k
Term
12–84mo
PenFed membership (open to all)
US resident
APR
2.09–17.99%
Amount
Up to $1k
Term
60–180mo
US citizen or permanent resident
Enrolled at eligible school
APR
6.75–16.0%
Amount
$1k–$50k
Term
12–60mo
Alliant Credit Union membership required (open to all via joining Foster Care to Success)
US citizen or permanent resident
APR
5.74–19.99%
Amount
$3k–$100k
Term
12–84mo
SSN required
US address
APR
—
Amount
$2k–$250k
Term
1–18mo
FICO score 660+
Business at least 1 year old
APR
5.99–7.5%
Amount
$10k–$500k
Term
60–240mo
Homeowner with equity in property
Credit union membership required
APR
5.99–22.99%
Amount
$5k–$75k
Term
12–84mo
US resident
Aged 18+
APR
4.24–10.37%
Amount
$5k–$1000.0k
Term
60–240mo
US citizen or permanent resident
Employed or have an offer starting within 90 days
APR
6.3–35.99%
Amount
$1k–$50k
Term
36–60mo
US citizen or permanent resident
Age 18+
APR
7.99–24.99%
Amount
$2.5k–$40k
Term
36–84mo
US citizen or permanent resident
Age 18+
APR
6.2%
Amount
$5k–$250k
Term
6–12mo
Business at least 2 years old
Annual revenue $120,000+
APR
6.75–15.0%
Amount
$15k–$750k
Term
60–360mo
Homeowner with sufficient equity
Good credit score
APR
3.99–24.99%
Amount
$8k–$100k
Term
24–84mo
US resident
Age 18+
APR
4.44–8.99%
Amount
$5k–$500k
Term
60–180mo
US citizen or permanent resident
Bachelor's degree minimum
APR
8.74–18.0%
Amount
—
Term
—
No specific requirements listed
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