RAC Temporary Car Insurance offers highly flexible short-term cover, making it an attractive option for anyone needing temporary wheels in the UK. The policy can be set up for as little as an hour, a day, or up to 30 days, with costs starting from just £22.89 for an hour and £35.07 per day. Comprehensive cover is provided, with no risk to the owner’s No Claims Discount should you need to make a claim.

Planning a road trip, test drive, or simply borrowing a friend’s car? This insurance allows you to pay solely for what you need and get on the road in as little as 15 minutes. Tailor your cover duration and even extend your policy if your plans change.

How to Purchase RAC Temporary Car Insurance

• Visit the RAC Temporary Car Insurance website
• Enter your details and vehicle registration
• Choose your desired cover period (from 1 hour to 30 days)
• Review your quote and any optional extras
• Pay online and get your insurance documents instantly

Advantages of RAC Temporary Car Insurance

One key benefit is the protection of the car owner’s No Claims Discount, which isn’t impacted even if you make a claim. The process is swift and suited for last-minute needs.

The policy is entirely flexible, allowing for cover as needed—perfect for everything from unexpected errands to extended trips, with online management and quick activation.

Potential Drawbacks

Temporary car insurance can cost more per day compared to annual policies, so it may not be cost-effective for extended usage beyond 30 days.

Eligibility is limited to drivers with a full UK licence for at least 6 months and vehicles under £75,000 in value, which might restrict options for some.

Final Verdict

RAC Temporary Car Insurance is a fantastic choice for drivers who only need car insurance for a short time with maximum flexibility. It’s especially recommended when protecting the main policy holder’s No Claims Discount is a top priority.