Aviva Temporary Car Insurance delivers short-term cover ranging from just 1 hour up to 30 days. Designed for flexibility, it allows you to secure comprehensive protection exactly when you need it, whether it’s for a test drive, occasional use of another car, or an urgent situation. The setup process is fast and straightforward; you can get a policy in place in about 15 minutes. There’s no impact on your no claim discount from your main insurer, giving extra peace of mind for occasional use. Optional extras, such as European cover and breakdown assistance, can be added for additional reassurance.

Step-by-Step: How to Purchase

• Confirm eligibility, ensuring both you and your car fit the criteria.
• Have your driving licence and the car’s registration details ready.
• Go through the online application and select your preferred duration.
• Customise with any optional add-ons like breakdown or European cover.
• Pay and receive instant cover confirmation, usually within 15 minutes.

Pros: Key Benefits

The most attractive aspect is the flexible duration. You don’t need to commit to an annual policy when only a few days’ cover is needed. This saves money and avoids unnecessary commitment.

Cover is comprehensive as standard, reducing the stress of comparing cover levels. There’s also the benefit of a transparent, easy-to-follow purchase process. Optional add-ons provide even more flexibility.

Cons: Important Considerations

Temporary car insurance with Aviva has strict eligibility; not all cars or drivers qualify. For example, delivery or taxi use is not permitted and the car value must be under £75,000.

There are limits based on age, recent claims history, convictions and the type of car. Some users may find these restrictions limiting, especially for special vehicles or recent licence holders.

Our Verdict

Aviva Temporary Car Insurance stands out for its simplicity, speed, and flexibility. The coverage, optional extras and the lack of impact on your main no claim discount make it ideal for occasional drivers and one-off needs. If you meet the criteria, it’s among the best short-term solutions on the market today.