RAC Temporary Car Insurance offers a standout solution for drivers seeking short-term cover. From as little as £22.89 for one hour or £35.07 for a day, this policy provides comprehensive insurance without the need for a yearly commitment. Coverage is available from 1 hour up to 30 days, which is ideal for borrowing a car, test drives, or temporary needs. No Claims Discount protection for the car owner is also included, enhancing peace of mind.

How to Get RAC Temporary Car Insurance

The process is straightforward. First, confirm your eligibility with a valid UK driving licence and a compatible vehicle. Next, select your required duration, whether that’s hourly, daily, or up to a month. Fill in your details and receive an instant quote. If happy, you can purchase cover and be insured within 15 minutes. Policy documents are available instantly online.

Key Advantages

A primary advantage is the flexibility – you only pay for the time you need. The online setup is incredibly quick, with instant documents and no paperwork delays. Furthermore, your short-term policy won’t impact the car owner’s hard-earned No Claims Bonus if you need to make a claim.

Potential Drawbacks

On a daily basis, temporary insurance can cost more than annual cover, which may not be the best choice for long-term needs. Additionally, each additional driver must take out a separate policy, as multi-driver options are not supported on one policy.

Verdict

RAC Temporary Car Insurance is a high-quality, fast, and flexible choice for anyone needing short-term insurance. It maximises convenience while offering comprehensive protection, making it a recommended option for many temporary needs.