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LV= Car Insurance
Get comprehensive cover from £315, with a 5% discount for buying online. Rated 5 stars, and no claim discount protection available. Lifetime repair guarantee.
LV= Car Insurance presents an inviting option for UK drivers, starting from just £315 per year. The provider’s online platform not only ensures a seamless quote process, but also offers a 5% discount simply for purchasing online. Impressively, the policy is rated 5 stars by Defaqto for 21 years running and covers essentials like windscreen repair, key loss, and no claim bonus protection. New customers can qualify for the headline price, with 10% achieving the £315 or less bracket during the last eligibility window.
How to Buy LV= Car Insurance in a Few Steps
First, visit the official LV= Car Insurance online quote tool to get started. Enter your personal details, claim history, and vehicle information as prompted. Compare policy options, make your selection, then register or log in to finalise your quote. Once confirmed, simply proceed to purchase securely online and enjoy immediate protection, all with the added 5% discount for buying through the digital channel.
LV= Car Insurance: Pros
One major advantage is the comprehensive cover at an accessible price, perfect for those conscious about budgets. Protecting your no claim discount even after vandalism claims is especially reassuring. The lifetime guarantee on repairs made by their recommended repairers also provides peace of mind for ongoing vehicle health. Easy online access and multi-car policies further add to the convenience.
LV= Car Insurance: Cons
There are eligibility limitations, such as not covering vehicles converted into campervans or those with certain modifications. Additionally, the best price is only available to 10% of new customers, so not all applicants will secure the headline rate. Some optional extras, like legal expenses or extended accident cover, cost extra and may push the price up for those wanting maximum protection.
Our Verdict
LV= Car Insurance stands out for competitive pricing, robust online discounts, and strong customer satisfaction. While the lowest rate applies to a limited group, the range of cover options and the straightforward purchase process make it a highly attractive option. Overall, this is a strong contender for UK drivers seeking affordable, reliable protection.