RAC Temporary Car Insurance, in partnership with Dayinsure, stands out for those needing short-term, flexible car insurance. Whether you require cover for a few hours or up to 30 days, the process is straightforward and designed for speed. Costs start from just £22.89 per hour, making it a cost-effective solution for those borrowing a car, sharing trips, or needing a policy for a new vehicle purchase or test drive. Policies are fully comprehensive, and crucially, any claims made won’t affect the vehicle owner’s no claims discount. Bulk weekly policies can help you save up to 61% compared to buying individual daily plans, which makes it a genuinely attractive deal for occasional drivers.

How to Purchase RAC Temporary Car Insurance

1. Head to the RAC Temporary Car Insurance page and enter your vehicle registration.

2. Fill out the driver and vehicle details as prompted.

3. Choose your required policy start date and duration (1 hour to 30 days).

4. Review your quote, confirm eligibility, and select any optional extras, such as European cover or breakdown assistance.

5. Complete payment securely online and receive immediate confirmation, allowing you to drive within minutes.

Advantages of RAC Temporary Car Insurance

One major advantage is the flexibility – you only pay for the cover needed, and the process is exceptionally quick, typically taking just 15 minutes online.

In addition, the comprehensive nature of each policy ensures peace of mind, with loss, theft, and accidental damage all included as standard. Readily-available add-ons allow for tailored protection, such as breakdown cover and excess protection.

Points to Consider

While hourly rates may be higher than annual policies on a per-day basis, for those seeking only short-term use, this still presents better value overall.

Temporary car insurance does not build up your no claims discount, which may be relevant for regular drivers looking for long-term savings.

Verdict

RAC Temporary Car Insurance is a smart choice for UK drivers needing instant, flexible protection. With competitive pricing, easy online setup, and comprehensive cover for short-term needs, it delivers value and peace of mind. It’s best suited for those who drive occasionally, borrow a vehicle, or need immediate coverage without lengthy commitments.